After you have filed your tax return for this year, take a few minutes to organize your tax records and store them where you can find them. You never know when you or your business might be audited, and you need to be ready.
But how long do you need to keep them for?
Why Save Tax Records?
In addition to using your tax records for your own personal or business purposes, you’ll need to save them to document the source of the information on your tax return and to support your business and personal income, deductions, and credits in case of a tax audit.
Businesses have more detailed requirements for keeping records, because they can take tax deductions for ordinary and necessary business expenses. For example, they must show business purpose on travel receipts and other receipts.
The Internal Revenue Service (IRS) time limits for keeping tax records are the same for both businesses and individuals.
What’s the Rule on Keeping Tax Records?
In general, the IRS says you must keep records that support your claims on your tax return for income, deductions, and credits during what the agency calls the “period of limitations” for that return.
The period of limitations is the time when either:
You can amend your return to claim a credit or refund; orThe IRS can assess additional tax
The time limits usually begin running when you file the return, but if you file before the due date, the time limit runs from the due date. For example, if you file on March 15, the limitation begins on April 15 (or that year’s due date). But if you get an extension and file on October 15, the limitation starts from that date.
Some years, taxes are not due on April 15. In 2021, businesses in Texas, Louisiana, and Oklahoma have until June 15 to file their 2020 tax returns. This is a one-time extension provided by the IRS in response to the 2021 winter storms. Taxpayers in other areas have until May 17, 2021, to file their federal 2020 taxes, but this applies to individuals only, not businesses.
In most cases, the period of limitations is three years from the date you filed the return, but there are different limits for some situations.
Limits When You Didn’t Report Income
The limit is six years if you didn’t report income that should have been reported, and it’s more than 25% of the gross income (from all sources) on the return, or it’s attributable to foreign financial assets and more than $5,000.
Limits on Making Claims
If you want to claim a refund, you must make the claim within three years from the date you filed the return for that year (or the due date), or two years from the date when the tax was paid, whichever is later.
To file a claim for an overpayment from a bad debt deduction or a loss from worthless securities, you must make the claim within seven years from the date the return was due.
Limits on Property Records
Keep property records until the period of limitations expires for the year when you sold or disposed of the property.
For example, if you are audited because you owe money on your 2020 tax return, and you sold a business vehicle during 2019, you must save the records for this vehicle for three years from the date you filed your 2020 tax return or the due date if you filed before that date.
If you file a fraudulent return, or you don’t file a return, there’s no period of limitations on when the IRS can assess tax on that return.
Saving Tax Returns and Payroll Tax Records
Don’t forget to save your past tax returns. The time limits for keeping these returns are the same as for other tax records: three years, in most cases.
Businesses must keep payroll and employee information for audits for at least four years after the employee leaves your company. See this article on keeping paycheck records for more details.
The American Bar Association cautions you not to destroy old tax returns.
A Quick Comparison on Keeping Tax Records
The number of years you must keep records:
Situation Number of Years from Filing Date or Due Date
If you owe money 3 years from the filing date (assumed to be the due date)
If you didn’t report all your income 6 years from the due date or filing date, whichever is later
If you want a refund 3 years from the date the return was filed or 2 years from the date the tax was paid, whichever is later
If you want to file a claim for overpayment for a bad debt deduction or loss from worthless securities 7 years from the date the return was due
Fraudulent tax return or no tax return filed No limit
Property records The limitation period begins when the property is sold or otherwise disposed of.
State Requirements for Saving Tax Records
Most U.S. states follow the IRS federal rules for keeping tax records, but some have longer periods of limitations. This article on keeping state tax records has details.
What if a Record Is Missing or Destroyed?
What do you do if you don’t have a record of a deduction or expense that you claimed on your taxes?
If, for example, you don’t have a canceled check or electronic receipt to prove a deduction, you can start by checking with your bank to see whether it has a copy of the record. You may also use a bank or investment firm financial statement to show the transaction, as long as it is “highly legible.”
If your records have been destroyed in a disaster like a flood or fire, you can:
Get copies of your tax returns by using the IRS’ Get Transcript service or call 800-908-9946 to order them. Get credit card and bank statements from your financial institution. Get copies of records related to the property by contacting the company that handled the purchase. Get in touch with contractors who built or remodeled your home. You can also get written descriptions from friends and relatives who saw the property before and after it was destroyed. For inherited property, check court records, or talk to the attorney who handled the trust or estate. For cars, search Kelley Blue Book, the National Automobile Dealers Association, or Edmunds for current fair market values.
When Is the Best Time to File My 2020 Tax Return?
How COVID-19-Related Laws May Affect Your 2020 Tax Return
Filing Estimated Taxes With the IRS—Form 1040-ES
Top 9 Business Tax Filing Questions
Canada Revenue Agency Notice of Assessment
Mistakes Small Business Owners Make When Filing Taxes
How to File IRS Form 4868
Requirements for Keeping Employee Paycheck Records
How to Manage Business Expense Records
Last-Minute Tips for Filing Schedule C
Records Landlords Should Keep for Taxes
Corporate Tax Canada Guide
What Are Input Tax Credits?
How to Prepare Tax Records for Your Accountant
7 Key 1099 Forms for Your Business Taxes
Small Business Tax Changes to Help You Prepare 2019 Taxes
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LiveAbout is part of the Dotdash Meredith publishing family.
When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. Cookies Settings Reject All Accept Cookies
After you have filed your tax return for this year, take a few minutes to organize your tax records and store them where you can find them. You never know when you or your business might be audited, and you need to be ready.
But how long do you need to keep them for?
Why Save Tax Records?
In addition to using your tax records for your own personal or business purposes, you’ll need to save them to document the source of the information on your tax return and to support your business and personal income, deductions, and credits in case of a tax audit.
Businesses have more detailed requirements for keeping records, because they can take tax deductions for ordinary and necessary business expenses. For example, they must show business purpose on travel receipts and other receipts.
The Internal Revenue Service (IRS) time limits for keeping tax records are the same for both businesses and individuals.
What’s the Rule on Keeping Tax Records?
In general, the IRS says you must keep records that support your claims on your tax return for income, deductions, and credits during what the agency calls the “period of limitations” for that return.
The period of limitations is the time when either:
You can amend your return to claim a credit or refund; orThe IRS can assess additional tax
The time limits usually begin running when you file the return, but if you file before the due date, the time limit runs from the due date. For example, if you file on March 15, the limitation begins on April 15 (or that year’s due date). But if you get an extension and file on October 15, the limitation starts from that date.
Some years, taxes are not due on April 15. In 2021, businesses in Texas, Louisiana, and Oklahoma have until June 15 to file their 2020 tax returns. This is a one-time extension provided by the IRS in response to the 2021 winter storms. Taxpayers in other areas have until May 17, 2021, to file their federal 2020 taxes, but this applies to individuals only, not businesses.
In most cases, the period of limitations is three years from the date you filed the return, but there are different limits for some situations.
Limits When You Didn’t Report Income
The limit is six years if you didn’t report income that should have been reported, and it’s more than 25% of the gross income (from all sources) on the return, or it’s attributable to foreign financial assets and more than $5,000.
Limits on Making Claims
If you want to claim a refund, you must make the claim within three years from the date you filed the return for that year (or the due date), or two years from the date when the tax was paid, whichever is later.
To file a claim for an overpayment from a bad debt deduction or a loss from worthless securities, you must make the claim within seven years from the date the return was due.
Limits on Property Records
Keep property records until the period of limitations expires for the year when you sold or disposed of the property.
For example, if you are audited because you owe money on your 2020 tax return, and you sold a business vehicle during 2019, you must save the records for this vehicle for three years from the date you filed your 2020 tax return or the due date if you filed before that date.
If you file a fraudulent return, or you don’t file a return, there’s no period of limitations on when the IRS can assess tax on that return.
Saving Tax Returns and Payroll Tax Records
Don’t forget to save your past tax returns. The time limits for keeping these returns are the same as for other tax records: three years, in most cases.
Businesses must keep payroll and employee information for audits for at least four years after the employee leaves your company. See this article on keeping paycheck records for more details.
The American Bar Association cautions you not to destroy old tax returns.
A Quick Comparison on Keeping Tax Records
The number of years you must keep records:
Situation Number of Years from Filing Date or Due Date
If you owe money 3 years from the filing date (assumed to be the due date)
If you didn’t report all your income 6 years from the due date or filing date, whichever is later
If you want a refund 3 years from the date the return was filed or 2 years from the date the tax was paid, whichever is later
If you want to file a claim for overpayment for a bad debt deduction or loss from worthless securities 7 years from the date the return was due
Fraudulent tax return or no tax return filed No limit
Property records The limitation period begins when the property is sold or otherwise disposed of.
State Requirements for Saving Tax Records
Most U.S. states follow the IRS federal rules for keeping tax records, but some have longer periods of limitations. This article on keeping state tax records has details.
What if a Record Is Missing or Destroyed?
What do you do if you don’t have a record of a deduction or expense that you claimed on your taxes?
If, for example, you don’t have a canceled check or electronic receipt to prove a deduction, you can start by checking with your bank to see whether it has a copy of the record. You may also use a bank or investment firm financial statement to show the transaction, as long as it is “highly legible.”
If your records have been destroyed in a disaster like a flood or fire, you can:
Get copies of your tax returns by using the IRS’ Get Transcript service or call 800-908-9946 to order them. Get credit card and bank statements from your financial institution. Get copies of records related to the property by contacting the company that handled the purchase. Get in touch with contractors who built or remodeled your home. You can also get written descriptions from friends and relatives who saw the property before and after it was destroyed. For inherited property, check court records, or talk to the attorney who handled the trust or estate. For cars, search Kelley Blue Book, the National Automobile Dealers Association, or Edmunds for current fair market values.
When Is the Best Time to File My 2020 Tax Return?
How COVID-19-Related Laws May Affect Your 2020 Tax Return
Filing Estimated Taxes With the IRS—Form 1040-ES
Top 9 Business Tax Filing Questions
Canada Revenue Agency Notice of Assessment
Mistakes Small Business Owners Make When Filing Taxes
How to File IRS Form 4868
Requirements for Keeping Employee Paycheck Records
How to Manage Business Expense Records
Last-Minute Tips for Filing Schedule C
Records Landlords Should Keep for Taxes
Corporate Tax Canada Guide
What Are Input Tax Credits?
How to Prepare Tax Records for Your Accountant
7 Key 1099 Forms for Your Business Taxes
Small Business Tax Changes to Help You Prepare 2019 Taxes
When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. Cookies Settings Reject All Accept Cookies
After you have filed your tax return for this year, take a few minutes to organize your tax records and store them where you can find them. You never know when you or your business might be audited, and you need to be ready.
But how long do you need to keep them for?
Why Save Tax Records?
In addition to using your tax records for your own personal or business purposes, you’ll need to save them to document the source of the information on your tax return and to support your business and personal income, deductions, and credits in case of a tax audit.
Businesses have more detailed requirements for keeping records, because they can take tax deductions for ordinary and necessary business expenses. For example, they must show business purpose on travel receipts and other receipts.
The Internal Revenue Service (IRS) time limits for keeping tax records are the same for both businesses and individuals.
What’s the Rule on Keeping Tax Records?
In general, the IRS says you must keep records that support your claims on your tax return for income, deductions, and credits during what the agency calls the “period of limitations” for that return.
The period of limitations is the time when either:
You can amend your return to claim a credit or refund; orThe IRS can assess additional tax
The time limits usually begin running when you file the return, but if you file before the due date, the time limit runs from the due date. For example, if you file on March 15, the limitation begins on April 15 (or that year’s due date). But if you get an extension and file on October 15, the limitation starts from that date.
Some years, taxes are not due on April 15. In 2021, businesses in Texas, Louisiana, and Oklahoma have until June 15 to file their 2020 tax returns. This is a one-time extension provided by the IRS in response to the 2021 winter storms. Taxpayers in other areas have until May 17, 2021, to file their federal 2020 taxes, but this applies to individuals only, not businesses.
In most cases, the period of limitations is three years from the date you filed the return, but there are different limits for some situations.
Limits When You Didn’t Report Income
The limit is six years if you didn’t report income that should have been reported, and it’s more than 25% of the gross income (from all sources) on the return, or it’s attributable to foreign financial assets and more than $5,000.
Limits on Making Claims
If you want to claim a refund, you must make the claim within three years from the date you filed the return for that year (or the due date), or two years from the date when the tax was paid, whichever is later.
To file a claim for an overpayment from a bad debt deduction or a loss from worthless securities, you must make the claim within seven years from the date the return was due.
Limits on Property Records
Keep property records until the period of limitations expires for the year when you sold or disposed of the property.
For example, if you are audited because you owe money on your 2020 tax return, and you sold a business vehicle during 2019, you must save the records for this vehicle for three years from the date you filed your 2020 tax return or the due date if you filed before that date.
If you file a fraudulent return, or you don’t file a return, there’s no period of limitations on when the IRS can assess tax on that return.
Saving Tax Returns and Payroll Tax Records
Don’t forget to save your past tax returns. The time limits for keeping these returns are the same as for other tax records: three years, in most cases.
Businesses must keep payroll and employee information for audits for at least four years after the employee leaves your company. See this article on keeping paycheck records for more details.
The American Bar Association cautions you not to destroy old tax returns.
A Quick Comparison on Keeping Tax Records
The number of years you must keep records:
Situation Number of Years from Filing Date or Due Date
If you owe money 3 years from the filing date (assumed to be the due date)
If you didn’t report all your income 6 years from the due date or filing date, whichever is later
If you want a refund 3 years from the date the return was filed or 2 years from the date the tax was paid, whichever is later
If you want to file a claim for overpayment for a bad debt deduction or loss from worthless securities 7 years from the date the return was due
Fraudulent tax return or no tax return filed No limit
Property records The limitation period begins when the property is sold or otherwise disposed of.
State Requirements for Saving Tax Records
Most U.S. states follow the IRS federal rules for keeping tax records, but some have longer periods of limitations. This article on keeping state tax records has details.
What if a Record Is Missing or Destroyed?
What do you do if you don’t have a record of a deduction or expense that you claimed on your taxes?
If, for example, you don’t have a canceled check or electronic receipt to prove a deduction, you can start by checking with your bank to see whether it has a copy of the record. You may also use a bank or investment firm financial statement to show the transaction, as long as it is “highly legible.”
If your records have been destroyed in a disaster like a flood or fire, you can:
Get copies of your tax returns by using the IRS’ Get Transcript service or call 800-908-9946 to order them. Get credit card and bank statements from your financial institution. Get copies of records related to the property by contacting the company that handled the purchase. Get in touch with contractors who built or remodeled your home. You can also get written descriptions from friends and relatives who saw the property before and after it was destroyed. For inherited property, check court records, or talk to the attorney who handled the trust or estate. For cars, search Kelley Blue Book, the National Automobile Dealers Association, or Edmunds for current fair market values.
After you have filed your tax return for this year, take a few minutes to organize your tax records and store them where you can find them. You never know when you or your business might be audited, and you need to be ready.
But how long do you need to keep them for?
Why Save Tax Records?
In addition to using your tax records for your own personal or business purposes, you’ll need to save them to document the source of the information on your tax return and to support your business and personal income, deductions, and credits in case of a tax audit.
Businesses have more detailed requirements for keeping records, because they can take tax deductions for ordinary and necessary business expenses. For example, they must show business purpose on travel receipts and other receipts.
The Internal Revenue Service (IRS) time limits for keeping tax records are the same for both businesses and individuals.
What’s the Rule on Keeping Tax Records?
In general, the IRS says you must keep records that support your claims on your tax return for income, deductions, and credits during what the agency calls the “period of limitations” for that return.
The Internal Revenue Service (IRS) time limits for keeping tax records are the same for both businesses and individuals.
The Internal Revenue Service (IRS) time limits for keeping tax records are the same for both businesses and individuals.
The period of limitations is the time when either:
- You can amend your return to claim a credit or refund; orThe IRS can assess additional tax
The time limits usually begin running when you file the return, but if you file before the due date, the time limit runs from the due date. For example, if you file on March 15, the limitation begins on April 15 (or that year’s due date). But if you get an extension and file on October 15, the limitation starts from that date.
Some years, taxes are not due on April 15. In 2021, businesses in Texas, Louisiana, and Oklahoma have until June 15 to file their 2020 tax returns. This is a one-time extension provided by the IRS in response to the 2021 winter storms. Taxpayers in other areas have until May 17, 2021, to file their federal 2020 taxes, but this applies to individuals only, not businesses.
In most cases, the period of limitations is three years from the date you filed the return, but there are different limits for some situations.
Some years, taxes are not due on April 15. In 2021, businesses in Texas, Louisiana, and Oklahoma have until June 15 to file their 2020 tax returns. This is a one-time extension provided by the IRS in response to the 2021 winter storms. Taxpayers in other areas have until May 17, 2021, to file their federal 2020 taxes, but this applies to individuals only, not businesses.
Some years, taxes are not due on April 15. In 2021, businesses in Texas, Louisiana, and Oklahoma have until June 15 to file their 2020 tax returns. This is a one-time extension provided by the IRS in response to the 2021 winter storms. Taxpayers in other areas have until May 17, 2021, to file their federal 2020 taxes, but this applies to individuals only, not businesses.
Limits When You Didn’t Report Income
The limit is six years if you didn’t report income that should have been reported, and it’s more than 25% of the gross income (from all sources) on the return, or it’s attributable to foreign financial assets and more than $5,000.
Limits on Making Claims
If you want to claim a refund, you must make the claim within three years from the date you filed the return for that year (or the due date), or two years from the date when the tax was paid, whichever is later.
To file a claim for an overpayment from a bad debt deduction or a loss from worthless securities, you must make the claim within seven years from the date the return was due.
Limits on Property Records
Keep property records until the period of limitations expires for the year when you sold or disposed of the property.
For example, if you are audited because you owe money on your 2020 tax return, and you sold a business vehicle during 2019, you must save the records for this vehicle for three years from the date you filed your 2020 tax return or the due date if you filed before that date.
If you file a fraudulent return, or you don’t file a return, there’s no period of limitations on when the IRS can assess tax on that return.
Saving Tax Returns and Payroll Tax Records
Don’t forget to save your past tax returns. The time limits for keeping these returns are the same as for other tax records: three years, in most cases.
If you file a fraudulent return, or you don’t file a return, there’s no period of limitations on when the IRS can assess tax on that return.
If you file a fraudulent return, or you don’t file a return, there’s no period of limitations on when the IRS can assess tax on that return.
Businesses must keep payroll and employee information for audits for at least four years after the employee leaves your company. See this article on keeping paycheck records for more details.
The American Bar Association cautions you not to destroy old tax returns.
A Quick Comparison on Keeping Tax Records
The number of years you must keep records:
Situation Number of Years from Filing Date or Due Date
If you owe money 3 years from the filing date (assumed to be the due date)
If you didn’t report all your income 6 years from the due date or filing date, whichever is later
If you want a refund 3 years from the date the return was filed or 2 years from the date the tax was paid, whichever is later
If you want to file a claim for overpayment for a bad debt deduction or loss from worthless securities 7 years from the date the return was due
Fraudulent tax return or no tax return filed No limit
Property records The limitation period begins when the property is sold or otherwise disposed of.
State Requirements for Saving Tax Records
Most U.S. states follow the IRS federal rules for keeping tax records, but some have longer periods of limitations. This article on keeping state tax records has details.
What if a Record Is Missing or Destroyed?
What do you do if you don’t have a record of a deduction or expense that you claimed on your taxes?
If, for example, you don’t have a canceled check or electronic receipt to prove a deduction, you can start by checking with your bank to see whether it has a copy of the record. You may also use a bank or investment firm financial statement to show the transaction, as long as it is “highly legible.”
If your records have been destroyed in a disaster like a flood or fire, you can:
Get copies of your tax returns by using the IRS’ Get Transcript service or call 800-908-9946 to order them. Get credit card and bank statements from your financial institution. Get copies of records related to the property by contacting the company that handled the purchase. Get in touch with contractors who built or remodeled your home. You can also get written descriptions from friends and relatives who saw the property before and after it was destroyed. For inherited property, check court records, or talk to the attorney who handled the trust or estate. For cars, search Kelley Blue Book, the National Automobile Dealers Association, or Edmunds for current fair market values.
State Requirements for Saving Tax Records
Most U.S. states follow the IRS federal rules for keeping tax records, but some have longer periods of limitations. This article on keeping state tax records has details.
What if a Record Is Missing or Destroyed?
What do you do if you don’t have a record of a deduction or expense that you claimed on your taxes?
If, for example, you don’t have a canceled check or electronic receipt to prove a deduction, you can start by checking with your bank to see whether it has a copy of the record. You may also use a bank or investment firm financial statement to show the transaction, as long as it is “highly legible.”
If your records have been destroyed in a disaster like a flood or fire, you can:
Get copies of your tax returns by using the IRS’ Get Transcript service or call 800-908-9946 to order them. Get credit card and bank statements from your financial institution. Get copies of records related to the property by contacting the company that handled the purchase. Get in touch with contractors who built or remodeled your home. You can also get written descriptions from friends and relatives who saw the property before and after it was destroyed. For inherited property, check court records, or talk to the attorney who handled the trust or estate. For cars, search Kelley Blue Book, the National Automobile Dealers Association, or Edmunds for current fair market values.
When Is the Best Time to File My 2020 Tax Return?
How COVID-19-Related Laws May Affect Your 2020 Tax Return
Filing Estimated Taxes With the IRS—Form 1040-ES
Top 9 Business Tax Filing Questions
Canada Revenue Agency Notice of Assessment
Mistakes Small Business Owners Make When Filing Taxes
How to File IRS Form 4868
Requirements for Keeping Employee Paycheck Records
How to Manage Business Expense Records
Last-Minute Tips for Filing Schedule C
Records Landlords Should Keep for Taxes
Corporate Tax Canada Guide
What Are Input Tax Credits?
How to Prepare Tax Records for Your Accountant
7 Key 1099 Forms for Your Business Taxes
Small Business Tax Changes to Help You Prepare 2019 Taxes
When Is the Best Time to File My 2020 Tax Return?
When Is the Best Time to File My 2020 Tax Return?
How COVID-19-Related Laws May Affect Your 2020 Tax Return
How COVID-19-Related Laws May Affect Your 2020 Tax Return
Filing Estimated Taxes With the IRS—Form 1040-ES
Filing Estimated Taxes With the IRS—Form 1040-ES
Top 9 Business Tax Filing Questions
Top 9 Business Tax Filing Questions
Canada Revenue Agency Notice of Assessment
Canada Revenue Agency Notice of Assessment
Mistakes Small Business Owners Make When Filing Taxes
Mistakes Small Business Owners Make When Filing Taxes
How to File IRS Form 4868
How to File IRS Form 4868
Requirements for Keeping Employee Paycheck Records
Requirements for Keeping Employee Paycheck Records
How to Manage Business Expense Records
How to Manage Business Expense Records
Last-Minute Tips for Filing Schedule C
Last-Minute Tips for Filing Schedule C
Records Landlords Should Keep for Taxes
Records Landlords Should Keep for Taxes
Corporate Tax Canada Guide
Corporate Tax Canada Guide
What Are Input Tax Credits?
What Are Input Tax Credits?
How to Prepare Tax Records for Your Accountant
How to Prepare Tax Records for Your Accountant
7 Key 1099 Forms for Your Business Taxes
7 Key 1099 Forms for Your Business Taxes
Small Business Tax Changes to Help You Prepare 2019 Taxes
Small Business Tax Changes to Help You Prepare 2019 Taxes
Home
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About Us Advertise Careers Privacy Policy Editorial Guidelines Contact Terms of Use EU Privacy
LiveAbout is part of the Dotdash Meredith publishing family.
Home
Home
Entertainment
Careers
Activities
Humor
About Us Advertise Careers Privacy Policy Editorial Guidelines Contact Terms of Use EU Privacy
About Us
Advertise
Careers
Privacy Policy
Editorial Guidelines
Contact
Terms of Use
EU Privacy
Entertainment
Careers
Activities
Humor
LiveAbout is part of the Dotdash Meredith publishing family.
When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. Cookies Settings Reject All Accept Cookies