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If you run a small business, you won’t have the huge advertising budgets of large corporations. You also don’t have the kind of bargaining power to get deals on media space, or price breaks on production costs and professional services. However, when a group of small businesses get together to form an advertising partnership, they can pool their resources and get a much wider reach and penetration. This is known in the industry as cooperative advertising, and it can be a cost-effective way to advertise a business that has a small marketing budget....

The Low-Income Housing Tax Credit is a tax credit for real estate developers and investors who make their properties available as affordable housing for low-income Americans. It’s paid for by the federal government and administered by the states, according to their own affordable housing needs. Since the program’s inception, nearly 3 million affordable housing units have been constructed with the help of the tax credit. Why a Tax Credit? Tax credits and deductions reduce taxes for businesses and investors....

When you are researching occupations, you will often see something about aptitude listed among the requirements. For example, you may read that in order to work in a particular field you need to have an aptitude for science. Other occupations require having an aptitude for math, visual arts, or performing arts; verbal or spatial abilities; or manual dexterity or motor coordination. But what exactly is an aptitude? When a career description lists an aptitude among the qualifications one needs in order to work in an occupation, it is referring to a natural talent or an ability an individual has acquired through life experience, study, or training....

Many new models are surprised to hear that they’re expected to create and pay for their marketing materials. Maybe they didn’t know models needed things like composite cards, portfolios, and web profiles. Or perhaps they thought it was the modeling agency’s responsibility to put together these essential items. Whatever the reason, the real story is that models are considered to be independent contractors, and these marketing materials are considered to be crucial start-up items that don’t involve the agency....

Building a successful work team can be tough and challenging because it brings together a variety of opinions, values, past work experiences, upbringings, prior team experiences, work goals, and skills in communication and team building. However, teamwork and collaboration can be taught and developed by following 10 key steps to building a successful team. What Is a Team? Martin Barraud/Caiaimage/Getty Images Before building a team, it’s important to understand the purpose of the team....

Searching for coupons online, but not sure where to look or who to trust? There are lots of coupon websites out there, but some are unreliable, hard to navigate and filled with useless coupons. Skip all that drama, and check out these trusted coupon sources. Get Electronic Coupons undefined There’s no need to mess with a big pile of paper coupons anymore. Technology has done wonders for savvy shoppers, and now you can simply load coupons onto your cellphone or grocery store card....

Cross-linked polyethylene (PEX) tubing is a plastic material used for water supply piping systems. The product offers several advantages over copper, PVC, and galvanized steel plumbing pipes. PEX is flexible and easier to install than a rigid pipe, and it offers high heat-resistance and long-term durability. PEX comes in sizes from 1/4 inch to 4 inches in diameter. The most commonly used sizes for water supply piping are 1/2, 3/4, and 1 inch....

There are many different ways to use Facebook depending on your individual needs. Companies can use it to contact their customers directly and personally. Individuals reach out to far-flung family and friends through Facebook or use it to find like-minded people to help them get through parenthood or health crises. Sweepstakes fans use Facebook to help them win more prizes. The flexibility of Facebook’s platform has a downside, too. Namely, you can put yourself at risk if you don’t pay close attention to who can see your posts....

A public-private partnership, or P3, is a contract between a governmental body and a private entity, with the goal of providing some public benefit, either an asset or a service. Public-private partnerships typically are long-term and involve large corporations on the private side. A key element of these contracts is that the private party must take on a significant portion of the risk because the contractually specified remuneration—how much the private party receives for its participation—typically depends on performance....

Are you a middle school, high school, or college student who has been asked to submit a reference letter from a teacher as part of an application for a job or a volunteer position? Or are you a teacher who has been asked to write a reference for a student? What information is needed to write an effective reference letter, and what should the letter include? Most teachers are more than willing to write reference letters (also known as a letter of recommendation) for students who have performed well in their classes....

Special education teachers oversee the education and training of students with physical, emotional, mental, and learning disabilities. They design and deliver lessons geared towards the individual needs and capabilities of the students under their supervision. Special education teachers teach at the preschool, elementary, middle, and high school levels. Approximately 439,300 special education teachers were employed in the U.S. in 2016. Special Education Teacher Duties & Responsibilities Special education teachers’ responsibilities can vary depending on the grade they teach and where they’re employed, but some common duties include:...

Arthur memes are mostly made up of image screenshots from the PBS Kids show “Arthur,” which aired in the mid-nineties and grew to become a cartoon favorite by kids everywhere well into the 2000s. The show is based on the original Arthur children’s book series by Marc Brown. What Do Arthur Memes Mean? Arthur memes can mean almost anything depending on what’s shown in the image and what’s said in the meme caption....

As the economy grows and technology develops, the career landscape shifts in response. The U.S. Department of Labor’s Bureau of Labor Statistics (BLS) tracks job growth in its Occupational Outlook Handbook. Certain jobs are expected to grow more than others in the coming years. The fields with anticipated growth include home health care, energy, education, mathematics, and more. A CareerBuilder survey forecasted the most growth in high-wage (5.71%) and low-wage (5....

Lynne Sarikas, director of the MBA Career Center at Northeastern University’s business school, believes more businesses are asking unusual job interview questions as part of their hiring process. The Reason Behind Unusual Interview Questions Interviewers use unusual job interview question to assess how well the candidate responds to an unexpected question or scenario. Most unusual job interview questions do not have right or wrong answers. These questions provide the candidate with the opportunity “to demonstrate quick thinking, poise, creativity, and even a sense of humor,” Sarikas says....

What to Know Type SMH in text messages or social media when conveying that you’re shaking your head in response to something.SMH is one of several online abbreviations being popularized, including WTH, TBH, and BAE. This article explains how and when to use the abbreviation “SMH” in text messages and online platforms. How SMH Is Used If you’ve been online or received a text message with SMH used in it, don’t let it confuse you....

Looking for ways to earn extra money? Then, consider these ideas: Looking for ways to earn extra money? Then, consider these ideas: Sell Things You No Longer Need PM Images/Iconica/Getty Images Are things that you no longer need or use cluttering up your home? Then, turn them into cash. Sell any items of value on Ebay, on Craigslist or at a consignment store. Then, have a yard sale to sell the rest....

Note: This sweepstakes has expired, but you can find many sweepstakes with similar prizes on the House and Garden Sweepstakes List. Description: GE Appliances’ The Force of Innovation Superfan Sweepstakes is giving away a special prize for Star Wars fans: a Rise of Skywalker-themed refrigerator worth over $2,800. Plus, weekly winners will also receive $250 cash cards. This sweepstakes has expired. Sweepstakes Links: Sweepstakes Entry Form: https://genet.geappliances.com/emailafriend/SweepstakesHomeSweepstakes Rules: https://www.geappliances.com/sweepstakes/superfan-2019/rules.htmSweepstakes Homepage: https://www....

With the high cost of college tuition, it is imperative to choose your major wisely. Some students enter college knowing what occupation they want to pursue and choose a major based on that career objective. Others don’t have a clear career path and study a subject that will give them the skills they need to pursue a variety of occupations or obtain the foundation they need to get a graduate degree....

Below are the PGA Tour records for lowest scoring averages in tour history — lowest actual scoring averages, and lowest adjusted scoring averages. In each case, the record-holder is Tiger Woods. What’s the difference between the two stats? That’s explained in more detail below, but the short version is this: Adjusted scoring average is a statistic created by the tour to take into account the difficulty of the golf courses being played....

From February of 1998 into May of 2005, Tiger Woods made the cut in every tournament he entered on the PGA Tour. That streak of 142 consecutive tournaments without missing a cut is the PGA Tour’s all-time record for the longest consecutive cut streak. Woods bested the previous mark of 113 straight tournaments without a missed cut that had been set by Byron Nelson in 1941 to 1948. When Woods’ streak finally ended, it happened, coincidentally, at the tournament named after Nelson....