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The Ability to Change Quickly Is Key Do you feel as though the world of your competitors and customers is changing faster every day? If so, you’re not alone. Organizations that are committed to ongoing success recognize the critical need for agility in the workplace culture and environment. Why? Because change is accelerating and gets more challenging with each year that passes. You recognize the need to employ people who display agile traits and characteristics....

At one time or another, most small and medium-sized businesses (SMBs) have experienced the frustration of dealing with traditional financing institutions when it comes to applying for loans, whether for startup capital, refinancing, expansion, or operational needs. In this article, we will explore some of the best alternative lending options for SMBs. The marriage of finance and technology (FinTech) is revolutionizing the loans industry. Businesses that need access to capital can now obtain alternative financing through online platforms that use technology to match lenders and borrowers....

With a growing market for environmentally friendly products and services, many people are starting to view waste in a new way. That’s why composting is no longer a method of disposal solely used in rural areas. It’s becoming a common way to manage waste and produce a usable product—and that’s creating a viable business opportunity. If you are interested in starting a green business with a lot of growth potential, a composting business might be a great fit for you....

The yoga industry brings in over $37 billion per year, and as the community grows, so do the opportunities for employment. When most people think of yoga as a profession, their minds immediately jump to yoga teachers and studio owners. Although these can certainly be viable pathways to earning a living through yoga, they aren’t the only ways. If you live for yoga and want to make it your livelihood, read on—here’s a look at some of the best yoga jobs and career opportunities....

Maybe you have always liked to solve problems or decipher codes. Perhaps you have a knack for learning new languages, or maybe you were so intrigued with your computer that you ripped off the cover and started to tinker with the inner workings. If so, computer science might be an ideal career choice for you. Computer science majors need to be able to think analytically in order to devise systems and programs, but must also be sufficiently detail-oriented to troubleshoot problems....

When most people think of female models they automatically think of legendary supermodels Naomi Campbell, Gisele Bündchen, Kate Moss, Heidi Klum, or Tyra Banks. However, there are many other types of models whose names you wouldn’t know but who are making a terrific income. They’re working behind the scenes as fit or showroom models and as commercial models working with manufacturers, suppliers, pharmaceutical companies, airlines, automobile manufacturers, fitness companies, and much more....

I’ve seen swimmers that workout twice a week, one hour per swim, do better by making a little change to their swim workout routine. They swam three times each week for about 45-minutes per workout. They went from two hours of swimming to two and a quarter hours of swimming each week and got better. Some of these swimmers went a little further and swam four times each week, about 45-minutes per swim....

A retail salesperson sells clothes, cars, electronics, furniture, or other products directly to consumers. He or she helps customers find what they are looking for in a store or other retail establishment and gets them to make purchases by explaining how the merchandise will benefit them. They are not to be confused with sales representatives who sell products on behalf of manufacturers and wholesalers. Duties & Responsibilities On a typical day, a retail salesperson will:...

Baseball fans love to argue about the sport’s different eras and how their favorite players would have performed at various times. For example, how would Babe Ruth stack up today? Would Roger Clemens be able to strike out Ty Cobb? Fans also like to inject themselves into the front office positions. Do you think you could run the Yankees better than Hank Steinbrenner? How do you think your GM and managing abilities stack up to other baseball fans?...

Coffee memes come from a place of shared experience, which is why they’re so widely used. Even if someone doesn’t drink coffee, and hasn’t ever experienced what it’s like to take that first sip in the morning, it’s still a concept that almost everyone is familiar with. Grab your cup of joe, and enjoy these hilarious coffee memes. All Work and No Coffee Screenshot: me.me Most of us probably don’t turn to violence when the coffee runs out, but it’s a finer line on some days than on others....

There is Air Force Basic Military Training—also known as “Basic” or “boot camp”— that helps transition a recruit from civilian life to the military. After completing basic training, the airman will head to a technical school where they will receive specialized training in their assigned or selected career field. Just because the new Airman has finished Basic Military Training, does not mean life in the advanced schools gets easier with newly earned freedoms....

Most managers can get by with a basic understanding of financial acumen. That’s why we have business finance experts, and it’s a good thing we do. Here’s a basic glossary of finance and accounting terms for the non-financial manager. Accruals An amount incurred as an expense in a given accounting period, but not paid by the end of that period. Allocation The process of spreading costs from one expense category to several others, typically based on usage....

Breakfast is one of the most important meals of the day. Meanwhile, morning meetings work well because they don’t interrupt the day, plus people are most alert first thing in the morning. Thus, it makes sense to combine the two, creating breakfast meetings. Here are seven options to choose from when planning your business meeting catering needs. Continental Breakfast Ideas Served buffet style, this is the most cost-effective menu option, and hotels or caterers may offer two or three levels of options in this category—offering event planners different choices....

My Personal First-Time Tubing Experience A tube (or water sports towable) can be one of the most enjoyable water toys fit for all ages. People with little or a lot of behind-the-boat skills can hop on and experience a thrilling ride. But getting to the thrilling part can be tough and frustrating if a towable or tube is a new accessory to your collection of equipment and you have no experience with towing one....

The advancement of an employee from one job position to another job position that has a higher salary range, a higher level job title, and, often, more and higher-level job responsibilities in an organization, is called a promotion. Sometimes a promotion results in an employee taking on responsibility for managing or overseeing the work of other employees. Decision-making authority tends to rise with promotion as well. Promotion vs. Lateral Moves...

One of the important facts about Human Resources is that you have tons of paperwork. Tons and tons and tons. Granted, a lot of it is electronic these days, but the principle remains. HR does record keeping. And, you need to keep those records. But the basic question to ask is how long must HR keep employee files? Here are the basic guidelines for HR record keeping. Remember, though, that state laws may vary from these guidelines....

State incorporation is usually the first step towards becoming a fully tax-exempt charity (501c3) with the IRS. But many startup organizations wonder, “Is it worthwhile?” To help you decide, we’ve put together the advantages and disadvantages to nonprofit incorporation and IRS exemption. No Taxes As a charitable nonprofit corporation, your organization can get state and federal exemptions from corporate income taxes plus certain other taxes. Federal corporate tax rates can be very high while state corporate taxes can take a bite as well....

In today’s competitive job market, it is important to have an up-to-date resume to increase your chances of getting an interview. A great way to begin your job search is to give your resume a quick makeover—especially if you haven’t updated your resume in a while. Below are a few simple steps you can take to make sure your resume will stand out in the job market. Include Resume Keywords...

A lack of financing is one of the greatest obstacles to starting or expanding a small business. Even when presented with a clear vision and a solid business plan, financial institutions are often reluctant to lend to small businesses because they lack a track record. By virtue of their lower credit scores and business age on average, women-owned businesses face even bigger barriers to financing than men: They’re approved for funding at a lower rate and smaller amount, according to a 2019 Biz2Credit survey....

Perhaps the most influential of the many styles of blues music, Mississippi Delta blues, also called Delta blues, rose out of the fertile agricultural triangle located between Vicksburg, Mississippi, to the south and Memphis, Tennessee, to the north, and bordered by the Mississippi River to the west and the Yazoo River to the east. In this region, where cotton was the primary cash crop, much of the property was owned by white plantation owners and worked by Black sharecroppers....