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A business owners policy (BOP) is an insurance policy designed to meet the needs of small businesses. It includes both commercial property and general liability coverages. Learn whether a business owners policy is suitable for your business. What Is a Business Owners Policy? A business owners policy bundles property insurance and liability coverage in one handy package, offering protection for small businesses that is more affordable than purchasing those coverages separately....

Customer retention is a business’s ability to turn customers into repeat buyers, and it’s an important aspect to consider, as product and pricing alone are not enough to keep your customers happy. The question to ask is, how do you keep people coming back after that first initial exposure? The answer lies in implementing strategies focused on customer retention. If you make customer retention a priority, your business may discover increased business profits....

Virtual interviews have become increasingly common nowadays. In fact, according to a 2021 survey from Jobvite, 22% of recruiters believed that remote interviews would be the default going forward, and 61% said they expected the hiring process to be a combination of virtual and in-person. For candidates, there are a lot of benefits to a remote interview. You don’t have to be nervous about getting lost on the way to the office or being delayed by transit-related holdups....

If you’re an animal lover, you may have considered a career path in animal breeding. While there are many different options, dog breeding is one of the most popular. After all, people are always on the lookout for the companionship of “man’s best friend.” Dog breeders are responsible for producing purebred puppies designed as future show dogs, companion animals, or breeding stock. Here’s an in-depth look at the job, its prospects, and what it takes to get into this career field....

01 of 48 Bernie and Hillary vs. Apocalypse Twitter 02 of 48 Sanders or Trump? Twitter 03 of 48 Socialism vs. Communism via Twitter 04 of 48 Hoping Bernie Sanders Is Elected President via The Other 98% 05 of 48 Colonel Sanders via Reddit 06 of 48 Bernie Sanders Win Hawaii Occupy Democrats 07 of 48 #BirdieSanders vs. Trump via Reddit 08 of 48 When You Preach Helping Nature via Twitter...

There are hundreds of cheats for Fallout 3 on PC. For example, with the player.addperk cheat, you can activate all Fallout 3 perks provided you know the proper perk codes. These cheats apply exclusively to the PC version of Fallout 3. How to Enter Fallout 3 Perk Cheats Press the tilde key (~) to display the cheat console, then type player.addperk followed by the perk code and press Enter. For example, to activate the Black Widow perk, enter:...

When businesses need to unload merchandise to make room for new products, they typically offer something called factory closeouts. Seasonal goods, store closing merchandise, old products replaced by newer goods and returns are all typical examples of factory closeouts. These are products that are sold at below original wholesale costs. A perfect example of a product that is offered as a factory closeout is bathing suits. When summer ends, retailers deeply discount bathing suits at the end of the season as a way to sell their excess inventory....

A good mechanic can help to keep your car running longer and save you money on repairs. Use these tips to find a mechanic that you can trust to do right by you and your car. Find Out Who Services the Big Business Fleets in Your Area Witthaya Prasongsin/Getty Images Delivery vans, taxis, company cars, government vehicles – they all have to stay on the road, so you better believe they’re taken to a good mechanic when they need maintenance work or repairs....

Bookkeepers record and classify financial transactions. As well as being comfortable with numbers, organizational skills are particularly important for people in this role. If you are considering a career or applying for a job as a bookkeeper, review the following list of bookkeeping skills, along with information on how to highlight these skills throughout the job application process. What’s the Difference Between a Bookkeeper and an Accountant? In fact, these two roles have their similarities: bookkeepers and accountants often possess similar sets of skills....

A medical biller is responsible for submitting medical claims to insurance companies and payers such as Medicare and Medicaid. It is a position that is critical for the financial cycle of all health care providers, from single-provider practices through large medical centers. Medical billing requires attention to detail and experience with the electronic and paper systems used in billing healthcare services. If you are interested in medical billing as a career, you can explore the elements often found in a job description for the position below....

Military Entrance Processing Stations, or MEPS, are the first stop for recruits entering military service in the United States. There are 65 MEPS locations in the U.S., with one in almost every state. States that do not have MEPS locations include Connecticut, Rhode Island, Vermont, New Hampshire, Delaware, Kansas, Wyoming, and Nevada. Recruits from those states will go to MEPS locations in nearby states. Those who do not live locally will receive lodging while they’re at the MEPS station....

Franchise businesses have a history of creating jobs faster than other startup businesses. The positive economic outlook for franchises has lured many would-be small business owners toward buying a franchise. Understanding the advantages and disadvantages of franchising can help you decide whether it is a good choice for you. The number one advantage is that you basically receive a kit with plans, a guide, and support for starting the business....

A termination letter is a necessary part of the employee termination process. It confirms the details of the termination meeting and gives the employee useful information for when their job ends. The information may be about their final paycheck, employee benefits, their termination date, as well as a request that the employee notifies you of any changes of address to ensure they receive any required paperwork for year’s end. Make sure that you have met with the employee prior to sending the termination letter....

A supply chain is comprised of all the businesses and individual contributors involved in creating a product, from raw materials to finished merchandise. Logistics is a specialized field of its own comprised of shipping, warehousing, courier services, road/rail transportation, and air freight. Retail companies become involved in supply chain management to control product quality, inventory levels, timing, and expenses. In a global economy, supply chain management often includes dealings with companies and individual contributors in other countries, which requires involvement in politics, trade and tariff laws, quality control, and international relationships....

Libras get painted with a beatific brush, but they are secretly the provocateurs of the Zodiac. Libras make out like they are all love and light, the peacemakers of the Zodiac. A closer look at their dark side, though, reveals that the harmony they create is sometimes imposed in a tyrannical fashion. Like the smile of a predator, it may not mean that they like you. Libra is the sign of the Scales, and that’s what Libras do—weigh things....

Want job interview tips to help you select the most qualified employees? These tips will help you assess the skills, experience, and cultural fit of your potential employees. The job interview is a powerful factor in the employee selection process in most organizations. While it may not deserve all of the attention that it receives, the interview is still extremely important. Background checking and checking references are also key factors in your hiring decisions....

TV news producers typically plan and manage regular news broadcast from start to finish. Their duties can vary depending on the size and type of company they work for, but in all cases, producers must have solid news judgment and be able to work in a fast-paced environment. TV News Producer Duties & Responsibilities The job generally requires the ability to perform the following duties: Manage TV news broadcasts.Coordinate activities of the news production team....

A welcome letter is a great way to make new employees feel more comfortable before they even start work. These simple letters serve to welcome your new employee to your organization and give them any relevant information for a smooth start. They are generally emailed to the new employee by the employee’s manager. Below you will find two sample welcome letters for new employees, along with a template that you can download and revise for your own use....

Companies needing remote medical coders are looking for people to categorize medical diagnoses, services, procedures, and supplies by code for healthcare billing purposes. These organizations include some of the nation’s largest healthcare companies as well as smaller groups that are more focused on IT solutions. To qualify for a medical coding job, you’ll need a special certification, and you may need an associate or bachelor’s degree in a health-related field as well....

In the life of a busy entrepreneur, there’s so much to do, yet so little time. Thankfully, we now have more productivity tools, apps, and services than ever before. These productivity tools are designed to help us make sense of the countless tasks, overflowing to-dos and endless distractions we encounter on a daily basis. For entrepreneurs who juggle running a business, family life, staying fit and having fun, finding the right balance can be very elusive....