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Startup businesses related to mobile phones, and the various technologies used on these devices, is because the market is growing at a fast pace. According to Pew Research, 96% of American internet users own a cellphone (81% of those are smartphones), and 37% of Americans are now accessing the internet via smartphone only. The boom in mobile phone usage continues to expand around the globe covering all income spectrums. A mobile phone is no longer an expensive business luxury or status symbol, but a necessity for many....

A debt security is a financial instrument that’s issued by a company or institution and sold to an investor with an agreement to pay back the face value and interest until it reaches an agreed upon maturity date or renewal date. Common types of debt securities include government bonds, corporate bonds, and municipal bonds. Traditionally, investors have bought debt securities because of the lower risk associated with them. However, in more recent years, a newer class of riskier, more controversial debt securities have come about....

The Army has patches it uses to signify which command or unit a soldier is serving with, both overseas in combat deployments and back in garrison in their permanent duty station. These patches signify both currently attached units a soldier serves on the left sleeve, as well as the prior unit attached to while serving in a combat zone for a specified period of time on the right. Obviously, not everyone wears a combat patch on their right arm, so these are proud displays of prior service for the soldier....

Description: Back Off My Bike’s Bomb Orange County Choppers Giveaway is giving you the chance to win a free custom motorcycle. Designed and customized by Orange County Choppers, the prize is worth $25,000. Sweepstakes Links: Click Here to Enter this SweepstakesClick Here for the Official Sweepstakes RulesClick Here for the Sweepstakes’ Home Page Note: If the sweepstakes entry link doesn’t work for you, try entering through the home page and looking for a link to the sweepstakes....

Anybody who has been in a happy marriage will confirm that the key to a happy married life lies in the bedrock of trust and friendship. Marriage spells out a lifetime of love. With trust, you can overcome all odds. Build your marriage into a rock-steady relationship with trust. For more secrets to a successful marriage, read these quotes about marriage. Quotes About Marriage Homer: “There is nothing nobler or more admirable than when two people who see eye to eye keep house as man and wife, confounding their enemies and delighting their friends....

You may have heard that companies are doing away with formal performance appraisals and formal rating systems, but the number doing so is quite small. The Society for Human Resource Management found that 91% of companies still conduct annual performance reviews, and for good reasons: employees need to know how they are doing and the company needs a formal record of their successes or failures. If you’re putting together a performance review, you may want to start with a template that can help you think about the fields you need....

Unless an actor is the star of a one-person show, his or her acting experience will involve a lot of cooperation and engagement with other actors. In theory, an actor should be able to pick up on his or her fellow actors’ body language and tone, responding appropriately and seamlessly, even in the trickiest situations. The Problems Actors Face on Stage When Things Go Wrong Plenty of actors have been part of a scene in which lines are dropped....

Conflict on projects is totally normal. You should expect people to disagree. We’re all different, and it’s the differences that make our teams highly performant. The discussions that happen when people disagree can result in some incredibly creative and inspiring solutions to issues. Disputes help people unpick the real problems and dig down to the root of what is going on as they try to frame their own personal arguments....

The United States Navy Construction Battalion, also known as the “Seabees,” has a motto that is representative of their story since the days of World War II. The Seabee motto is: “We build, we fight.” History of the Seabees The Navy Construction Battalion, whose abbreviation “CB” became its nickname, was established in 1941 after the attack on Pearl Harbor. In its early years, Seabees were under the Navy’s civil engineer corps and were recruited from construction trades....

Lean supply chain management is not exclusively for those companies who manufacture products, but by businesses who want to streamline their processes by eliminating waste and non-value added activities. Companies have a number of areas in their value chain where waste can be identified as time, costs, or inventory. To create a leaner supply chain companies must examine each area of the supply chain. Procurement Procurement involves developing a long-term strategy for supply chain and purchasing needs, which includes supplier contracts, market research, analyzing the value, and quality of the suppliers....

A motorcycle or biker movie is any film that centers on motorcyclists as the protagonists or antagonists in the narrative. Typically, motorcycle movies depict biker gangs and culture, and often feature criminal and violent content. Though motorcycles have appeared in movies throughout the history of cinema (including silent comedies like Buster Keaton’s 1924’s film Sherlock Jr.), films that focused on biker gangs and culture were a later development. Biker movies peaked in popularity in the 1960s when interest in motorcycle clubs like the Hells Angels grew during the counterculture movement....

Radio formats are the type of programming broadcast by a particular radio station. Radio formats play content tailored to musical taste, interest, or advertising demographic. Learn about the different types of radio formats and why stations use them. What Are Radio Formats? Radio formats are like templates for the overall content a radio station broadcasts. Most commercial stations in the radio industry fit into formats defined by content that appeals to specific audiences....

Splinter Cell: Chaos Theory is the third installment in Tom Clancey’s Splinter Cell series released for PC and all major consoles. This spoiler-free guide contains tips and cheats for Splinter Cell: Chaos Theory on Xbox to help you survive in the single-player campaign and co-op mode. These cheats are for the Xbox version of Splinter Cell: Chaos Theory, but most information also applies to other platforms. Splinter Cell: Chaos Theory Cheat Code...

Tenant obligations are the responsibilities required of a renter. These obligations may vary from state to state, but they generally involve keeping the rented space clean and in good repair. Find out more about tenant obligations and learn what responsibilities a tenant has to their landlord. What Are Tenant Obligations? Tenant obligations are the terms the tenant is required to uphold in a landlord-tenant agreement. Some of these obligations are spelled out in the rental agreement or lease, while others are understood to be part of the landlord-tenant relationship....

Hashtags are surprisingly important in social media. They can help you find what you want to read about, add humor or context to a post, and help your own posts go viral. Here, you can find out what “hashtag” means and how to use them effectively. What Does Hashtag Mean, Anyway? According to Merriam-Weber, the definition of a hashtag is: A word or phrase preceded by the symbol # that classifies or categorizes the accompanying text...

Managing human resources refers to the functions that a manager performs relative to the organization’s employees. Managing Human Resources can also refer to the act of providing the management actions the employees of the Human Resource Department Managing human resources includes, but is not limited to: Planning and Allocating Resources No business has unlimited resources. Managers must divide salary budgets among their employees. Workloads must be divided. Managers decide who gets what training and who gets the best projects....

A health reimbursement arrangement (HRA) allows employers to fund employee health care coverage without having to administer a complicated and expensive health plan. Both businesses and employees can receive tax benefits from this arrangement. What Is a Health Reimbursement Arrangement (HRA)? A health reimbursement arrangement plan is set up by employers to reimburse employees for their medical expenses. It also allows unused amounts to be carried forward. The employer administers the plan, which allows employees, their spouses, and their dependent children up to age 27 to use the HRA funds tax-free to pay for medical expenses....

I’ve always been a bit of a lazy bugger. I’ve never shown much interest in sports, and when I was in the Marines, I was usually angry enough about being up for a run with the rising sun that I left extracurricular activity to the testosterone junkies. But the physical fitness, teamwork, and gung-ho of sporting all come naturally to the military environment, and many folks heartier than I need to let off steam on the playing field after a long days’ work....

Are you interviewing for a summer job? Whether you are interviewing for an office job or camp counselor position, you should always look well groomed and neatly dressed for an interview. Even though these jobs are short-term in nature, interviewers will still be looking for applicants who are professional and responsible. What you wear to an interview helps show that you have those qualities. Here’s what to wear for a summer job interview, including interview attire for male and female job applicants, how to accessorize, and what to bring with you....

The BBB Wise Giving Alliance disclosed disheartening news about the public’s trust in charitable organizations in recent years. According to its own survey, 73% of respondents said it is very important to trust a charity before donating to it. However, only 19% say they highly trust charities, and only 10% said they are optimistic about the ability of charities to become trustworthy. Everyone in the charitable sector would like donors to look beyond financial indicators such as the overhead ratio and evaluate nonprofits on how well they achieve their missions....